Your Medical Plans

No matter which medical plan you select, you will receive the best care and the best value by using a Roper St. Francis Health Alliance network provider.

Have a Question?

Review the information found throughout this site. If you can’t find an answer to your question, please email HRBenefitsTeam@rsfh.com or call (843) 720-8400, Option 2.

Select the Best Plan for You

ALLIANCE PRIME

The Alliance Prime plan features fixed, low co-pays for most routine services, the lowest deductible and competitive teammate contributions. To receive coverage, you must see a provider in the Roper St. Francis Health Alliance network, which offers high-quality, coordinated care.
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ALLIANCE FLEX

The Alliance Flex plan operates much like the Alliance Prime plan with fixed, low co-pays for most routine services, except you have access to providers in both the Roper St. Francis Health Alliance network and the BlueCross BlueShield nationwide network. As a result of the increased choice, deductibles and teammate contributions are higher than the Alliance Prime plan.
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ALLIANCE SAVE

The Alliance Save plan, a qualified, high-deductible health plan (HDHP), gives you the opportunity to save for future healthcare costs in a tax-advantaged Health Savings Account (HSA). This plan features the lowest teammate contributions and offers the greatest choice of networks, with access to the Roper St. Francis Health Alliance network, the BlueCross BlueShield nationwide network as well as an Out-of-Network option. With a high-deductible health plan, you must meet the deductible first for coinsurance to apply to your medical expenses; however, Roper St. Francis Healthcare offsets this up-front cost by making a one-time annual contribution to an HSA.
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ALLIANCE OUT OF AREA

The Alliance Out of Area plan is specifically designed for those teammates who live outside of the Tri-County area (Berkeley, Dorchester and Charleston counties). This plan features fixed, low co-pays for most routine services, except you have access to providers in both the Roper St. Francis Health Alliance network and the BlueCross BlueShield nationwide network.
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Roper St. Francis Healthcare Medical Plan Overview

Predictable Costs

More predictable costs for services like lab work and imaging when using Roper St. Francis Healthcare–owned facilities in the Roper St. Francis Health Alliance network.

Free Preventive Mammographies and Colonoscopies

When you or your family uses the Roper St. Francis Health Alliance network in one of our Roper St. Francis Healthcare facilities, these services are free. These services are also covered 100% for Alliance Out-of-Area plan participants who use any BlueCross BlueShield provider or facility.

Dedicated Customer Service Center

All medical plans feature access to a Roper St. Francis Health Alliance dedicated contact center to help you schedule appointments, find a doctor and answer questions about the network. Call (843) 606-7237.

Lower Co-pays

Our Alliance Prime, Alliance Flex and Alliance Out-of-Area plans are traditional co-pay plans. We have lower co-pays, at just $20 for primary care providers and $60 for specialists, when you use our Roper St. Francis Health Alliance physicians.

Lower Deductibles

The Alliance Prime, Alliance Flex, Alliance Save and Alliance Out of Area health plans have lower deductibles when you use Roper St. Francis Health Alliance physicians.

Generous Health Savings Account (HSA) Funding

Our Alliance Save plan is a high-deductible health plan option with an HSA. Roper St. Francis Healthcare will contribute up to $1,100 into teammate HSAs.

Transparency in Coverage

The Transparency in Coverage Final Rules require certain group health plans to disclose on a public website information regarding in-network provider rates and historical out-of-network allowed amounts and billed charges for covered items and services in two separate machine-readable files (MRFs).

The MRFs for the benefit package options under the Group Benefit Plan of Roper St. Francis Healthcare are linked below: