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IMPORTANT: If you do not elect your benefits during the annual Open Enrollment period or within 31 days of your date of hire, you will not have Roper St. Francis Healthcare health plan coverage until the next year unless you have a qualified life event as defined by the IRS.


Have a Question?  Call the HR Service Center at 888-691-5729 or go to



Long-Term Disability

Long-Term Disability

Roper St. Francis Healthcare pays the full cost of Long-Term Disability insurance for full-time teammates working 30 hours/week or greater.  Teammates hired on or before November 30, 2023, will be automatically enrolled in Long-Term Disability insurance effective Jan. 1, 2024.  Teammates hired on or after December 1, 2023, will be automatically enrolled in Long Term Disability insurance effective the first of the month following six months of employment.

Long Term Disability insurance provides income protection to full-time teammates who are unable to work for an extended period of time due to a covered sickness or injury.  Long Term Disability begins after a 180 day elimination period (when short term disability should be applicable), and pays 60 percent of the teammate’s base monthly earnings up to a monthly maximum of $15,000. The plan is insured by Sun Life.  The maximum benefit duration is based on the age at disability:

Age at DisabilityMaximum Benefit Duration
Less than age 60To age 65, but not less than 60 months
6060 months
6148 months
6242 months
6336 months
6430 months
6524 months
6621 months
6718 months
6815 months
69 and over12 months

If you become disabled within 12 months of your insurance taking effect or 12 months following any increase in your amount of insurance, Sun Life will not pay any benefit for any pre-existing condition. A preexisting condition includes anything you have sought treatment for in the 3 months prior to your insurance becoming effective. Treatment can include consultation, advice, care, services or a prescription for drugs or medicine.

Have a Question?

Call the HR Service Center at 888-691-5729 or go to