Facing a serious illness can be devastating both emotionally and financially. Major medical insurance may pick up most of the tab, but can still leave out-of-pocket expenses that add up quickly. The Hartford’s Critical Illness insurance can provide a lump-sum benefit upon diagnosis that can be used however you choose – from expenses related to treatment, to deductibles or day-to-day costs of living.

• The plan will pay a lump sum benefit for a covered person diagnosed with a specified covered illness (including but not limited to cancer, heart attack, stroke, major organ transplants, end stage renal failure, coma, occupational HIV or occupational Hepatitis B or C)
• For some covered illnesses, 100 percent of the coverage amount is payable, and for others, a partial benefit – less than 100 percent of the coverage amount – is payable.
• The benefit can be used however you choose, including expenses related to treatment, deductibles and day-to-day living costs.
• You can elect $15,000 or $30,000 in coverage for yourself.
• Spouse can be covered at 50 percent of the employee’s coverage amount and children can be covered at $5,000/each.
• This is a guaranteed issue policy so you do not have to provide information about you or your family’s health to enroll, but the benefit is subject to a pre-existing condition limitation.

Want to learn more?

• Watch the program video.
• View the Plan Overview

Download the claim form: The Hartford – Critical Illness Form

If you have additional questions about the Critical Illness plan, please contact The Hartford at 1-866-547-4205 or visit their website at https://benefitsclaims.thehartford.com