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IMPORTANT: If you do not elect your benefits during the annual Open Enrollment period or within 31 days of your date of hire, you will not have Roper St. Francis Healthcare health plan coverage until the next year unless you have a qualified life event as defined by the IRS.

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If you can’t find an answer to your question after reviewing the information on this site, please email HRBenefitsTeam@rsfh.com or call (843) 720-8400.

 

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Life Events

Status Change

Are you considering a status change and wondering how it may impact your current or future benefits? Select the scenario below that describes your status change.

FTE Reference Chart

FTEStatusHours Scheduled Per Pay Period
1.0Full-Time80
.9Full-Time72
.8Full-Time64
.7Part-Time56
.6Part-Time48
.5Part-Time40
.4N/A32
.3N/A24
.2N/A16
.1N/A8
Full-Time to Part-Time

You will be Eligible for:

You can make changes (add/remove/update coverage level) to your RSFH coverages within 30 days from your status change effective date on the RSFH Benefits website.

You will be Ineligible for:

  • Basic Life Insurance and AD&D Insurance (Coverage ends on the effective day of your status change. You will receive a notice from RSFH/The Hartford within 30 days of your status change effective date with an option of porting or converting your life insurance)
  • Supplemental Life and AD&D Life Insurance (Coverage ends on the effective date of your status change)
  • Dependent Life and AD&D Insurance (Coverage ends on the effective date of your status change)
  • Long Term Disability (This benefit is not portable. Coverage ends on the effective date of your status change)

EIH: The maximum accrual is 280 hours. If your EIH balance exceeds 280 hours, you will forfeit the difference. Please refer to the EIH policy 7500-03-11, section 11.16, found on Careline.

PTO: The maximum accrual is 160 hours. If your PTO balance exceeds 160 hours, you will either forfeit the difference or it will be paid out to you the pay period of your status change. Please refer to the PTO payout guidelines in the PTO Policy 7500-03-10, section 10.28, found on Careline.

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Part-Time to Full-Time

You will be Eligible for:

You can make changes (add/remove/update coverage level) to your RSFH coverages within 30 days from your status change effective date on the RSFH Benefits website.

If you do not enroll in Supplemental Life and AD&D Insurance, Dependent Life and AD&D Insurance and/or Long Term Disability within the 30-day eligibility period and wish to have coverage later, you will be subject to an Evidence of Insurability questionnaire to determine approval or denial of coverage.

EIH: The maximum accrual is 560 hours.

PTO: The maximum accrual is 320 hours.

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Per Diem, As Needed, No Accrue to Full-Time

You will be Eligible for:

You can make changes (add/remove/update coverage level) to your RSFH coverages within 30 days from your status change effective date on the RSFH Benefits website.  The start date for medical, dental, vision, flexible spending accounts is the 1st of the month following 30 days in a benefits eligible status.

If you do not enroll in Supplemental Life and AD&D Insurance, Dependent Life and AD&D Insurance and/or Long Term Disability within the 31-day eligibility period and wish to have coverage later, you will be subject to an Evidence of Insurability questionnaire to determine approval or denial of coverage.

EIH: The maximum accrual is 560 hours.

PTO: The maximum accrual is 320 hours.

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Per Diem, As Needed, No Accrue to Part-Time

You will be Eligible for:

You can make changes (add/remove/update coverage level) to your RSFH coverages within 30 days from your status change effective date on the RSFH Benefits website.  You can access the enrollment portal at https://rsfbenefits.hrintouch.com.  The start date for medical, dental, vision, flexible spending accounts is the 1st of the month following 30 days in a benefits eligible status.

EIH: The maximum accrual is 280 hours.

PTO: The maximum accrual is 160 hours.

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Part-Time to Per Diem, As Needed, No Accrue

You will be Eligible for:

403 (b)

You will be Ineligible for:

  • Medical
  • Dental
  • Vision
  • Health Flexible Spending Account
  • Dependent Care Flexible Spending Account
  • Short Term Disability
  • Universal Life Insurance
  • Critical Illness
  • PTO
  • EIH

Your coverage will end for medical, pharmacy, dental, and vision the last day of the month in which your status changes take place (example: status change effective on 4/1, 4/17, or 4/30 – your coverage will end on 4/30). You will continue to have insurance deductions for these benefits until the end of the coverage period.

EIH: The balance will be forfeited.  Please refer to the EIH policy 7500-03-11, section 11.16, found on Careline.

PTO: You will either forfeit the difference or it will be paid out to you the pay period of your status change. Please refer to the PTO payout guidelines in the PTO Policy 7500-03-10, section 10.28, found on Careline.

You will no longer have access to your Flexible Savings Accounts on the date of your status change.

  • Health Flexible Spending Account: You have 90 days from your status change effective date to file claims against your available balance.
  • Dependent Care Flexible Spending Account. You have 90 days from the last day of the year of your status change to submit claims to McGriff Insurance Services for reimbursement.

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Full-Time to Per Diem, As Needed, No Accrue

You will be Eligible for:

You will be Ineligible for:

  • Medical
  • Dental
  • Vision
  • Health Flexible Spending Account
  • Dependent Care Flexible Spending Account
  • Short Term Disability
  • Universal Life Insurance
  • Critical Illness
  • Long Term Disability
  • Basic Life Insurance and AD&D Insurance (Your coverage ends on the effective day of your status change. You will receive a notice from RSFH within 30 days of your status change date with the option of porting or converting your life insurance.)
  • Supplemental Life and AD&D Life Insurance (Your coverage ends on the effective day of your status change)
  • Dependent Life and AD&D Insurance (Your coverage ends on the effective day of your status change)
  • EIH
  • PTO

Your coverage will end for medical, pharmacy, dental, and vision the last day of the month in which your status changes take place (example: status change effective on 4/1, 4/17, or 4/30 – your coverage will end on 4/30). You will continue to have insurance deductions for these benefits until the end of the month.

EIH: The maximum accrual is 280 hours. If your EIH balance exceeds 280 hours, you will forfeit the difference. Please refer to the EIH policy 7500-03-11, section 11.16, found on Careline.

PTO: The maximum accrual is 160 hours. If your PTO balance exceeds 160 hours, you will either forfeit the difference or it will be paid out to you the pay period of your status change. Please refer to the PTO payout guidelines in the PTO Policy 7500-03-10, section 10.28, found on Careline.

You will no longer have access to your Flexible Savings Accounts on the date of your status change.

  • Health Flexible Spending Account: You have 90 days from your status change effective date to file claims against your available balance.
  • Dependent Care Flexible Spending Account. You have 90 days from the last day of the year of your status change to submit claims to McGriff Insurance Services for reimbursement.

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Have a Question?

Review the information found throughout this site. If you can’t find an answer to your question, please email HRBenefitsTeam@rsfh.com or call (843) 720-8400.