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IMPORTANT: If you do not elect your benefits during the annual Open Enrollment period or within 31 days of your date of hire, you will not have Roper St. Francis Healthcare health plan coverage until the next year unless you have a qualified life event as defined by the IRS.
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If you can’t find an answer to your question after reviewing the information on this site, please email HRBenefitsTeam@rsfh.com or call (843) 720-8400.
Status Change
Are you considering a status change and wondering how it may impact your current or future benefits? Select the scenario below that describes your status change.
- Full-Time to Part-Time
- Part-Time to Full-Time
- Per Diem, As Needed, or No Accrue to Full-Time
- Per Diem, As Needed, or No Accrue to Part-Time
- Part-Time to Per Diem, As Needed, or No Accrue
- Full-Time to Per Diem, As Needed, or No Accrue
FTE Reference Chart
| FTE | Status | Hours Scheduled Per Pay Period |
|---|---|---|
| 1.0 | Full-Time | 80 |
| .9 | Full-Time | 72 |
| .8 | Full-Time | 64 |
| .7 | Part-Time | 56 |
| .6 | Part-Time | 48 |
| .5 | Part-Time | 40 |
| .4 | N/A | 32 |
| .3 | N/A | 24 |
| .2 | N/A | 16 |
| .1 | N/A | 8 |
Full-Time to Part-Time
You will be Eligible for:
- Medical (rate will automatically increase)
- Dental (rate will automatically increase)
- Vision (rate will remain unchanged)
- Health Flexible Spending Account
- Dependent Care Flexible Spending Account
- Health Savings Account
- Short Term Disability
- Universal Life Insurance
- Critical Illness Insurance
- Accident Insurance
- 403 (b)
- EIH
- PTO
You can make changes (add/remove/update coverage level) to your RSFH coverages within 30 days from your status change effective date on the RSFH Benefits website.
You will be Ineligible for:
- Basic Life and AD&D Insurance (Coverage ends on the effective date of your status change. You will receive a notice from RSFH/The Hartford within 30 days of your status change effective date with an option of porting or converting your life insurance)
- Supplemental Life and AD&D Insurance (Coverage ends on the effective date of your status change. You will receive a notice from RSFH/The Hartford within 30 days of your status change effective date with an option of porting or converting your life insurance.)
- Dependent Life and AD&D Insurance (Coverage ends on the effective date of your status change. You will receive a notice from RSFH/The Hartford within 30 days of your status change effective date with an option of porting or converting your life insurance.)
- Long Term Disability (This benefit is not portable. Coverage ends on the effective date of your status change)
EIH: The maximum accrual is 280 hours. If your EIH balance exceeds 280 hours, you will forfeit the difference. Please refer to the EIH policy 7500-03-11, section 11.16, found on Careline.
PTO: The maximum accrual is 160 hours. If your PTO balance exceeds 160 hours, you will either forfeit the difference or it will be paid out to you the pay period of your status change. Please refer to the PTO payout guidelines in the PTO Policy 7500-03-10, section 10.28, found on Careline.
Part-Time to Full-Time
You will be Eligible for:
- Medical (rate will automatically decrease)
- Dental (rate will automatically decrease)
- Vision (rate will remain unchanged)
- Health Flexible Spending Account
- Dependent Care Flexible Spending Account
- Health Savings Account
- Basic Life and AD&D Insurance
- Supplemental Life and AD&D Insurance
- Dependent Life and AD&D Insurance
- Long Term Disability
- Universal Life Insurance
- Short Term Disability
- Critical Illness
- Accident Insurance
- 403 (b)
- EIH
- PTO
You can make changes (add/remove/update coverage level) to your RSFH coverages within 30 days from your status change effective date on the RSFH Benefits website.
If you do not enroll in Supplemental Life and AD&D Insurance and/or Long Term Disability within the 30-day eligibility period and wish to have coverage later, you will be subject to an Evidence of Insurability questionnaire to determine approval or denial of coverage.
EIH: The maximum accrual is 560 hours.
PTO: The maximum accrual is 320 hours.
Per Diem, As Needed, No Accrue to Full-Time
You will be Eligible for:
- Medical
- Dental
- Vision
- Health Flexible Spending Account
- Dependent Care Flexible Spending Account
- Health Savings Account
- Basic Life and AD&D Insurance
- Supplemental Life and AD&D Insurance
- Dependent Life and AD&D Insurance
- Long Term Disability
- Universal Life Insurance
- Short Term Disability
- Critical Illness
- Accident Insurance
- 403 (b)
- EIH
- PTO
You can make elections to your RSFH coverages within 30 days from your status change effective date on the RSFH Benefits website. The start date for medical, dental, vision, flexible spending accounts and your health savings account is the 1st of the month following 30 days in a benefits eligible status.
If you do not enroll in Supplemental Life and AD&D Insurance and/or Long Term Disability within the 30-day eligibility period and wish to have coverage later, you will be subject to an Evidence of Insurability questionnaire to determine approval or denial of coverage.
EIH: The maximum accrual is 560 hours.
PTO: The maximum accrual is 320 hours.
Per Diem, As Needed, No Accrue to Part-Time
You will be Eligible for:
- Medical
- Dental
- Vision
- Health Flexible Spending Account
- Dependent Care Flexible Spending Account
- Health Savings Account
- Universal Life Insurance
- Short Term Disability
- Critical Illness
- Accident Insurance
- 403 (b)
- EIH
- PTO
You can make elections to your RSFH coverages within 30 days from your status change effective date on the RSFH Benefits website. The start date for medical, dental, vision, flexible spending accounts and your health savings account is the 1st of the month following 30 days in a benefits eligible status.
EIH: The maximum accrual is 280 hours.
PTO: The maximum accrual is 160 hours.
Part-Time to Per Diem, As Needed, No Accrue
You will be Eligible for:
You will be Ineligible for:
- Medical
- Dental
- Vision
- Health Flexible Spending Account
- Health Savings Account
- Dependent Care Flexible Spending Account
- Short Term Disability
- Universal Life Insurance
- Critical Illness
- Accident Insurance
- PTO
- EIH
Your coverage will end for medical, pharmacy, dental, and vision on the last day of the month in which your status change takes place (example: status change effective on 4/1, 4/17, or 4/30 – your coverage will end on 4/30). You will continue to have insurance deductions for these benefits until the end of the coverage period.
EIH: The balance will be forfeited. Please refer to the EIH policy 7500-03-11, section 11.16, found on Careline.
PTO: You will either forfeit the balance or it will be paid out to you the pay period of your status change. Please refer to the PTO payout guidelines in the PTO Policy 7500-03-10, section 10.28, found on Careline.
You will no longer have access to your Flexible Savings Accounts on the date of your status change.
- Health Flexible Spending Account: You have 90 days from your status change effective date to file claims against your available balance for expenses incurred prior to your status change effective date.
- Dependent Care Flexible Spending Account. You have 90 days from the last day of the year of your status change to submit claims for reimbursement.
- Submit claims to Optum Financial (formerly known as ConnectYourCare).
Full-Time to Per Diem, As Needed, No Accrue
You will be Eligible for:
You will be Ineligible for:
- Medical
- Dental
- Vision
- Health Flexible Spending Account
- Health Savings Account
- Dependent Care Flexible Spending Account
- Short Term Disability
- Universal Life Insurance
- Critical Illness
- Accident Insurance
- Long Term Disability
- Basic Life and AD&D Insurance (Your coverage ends on the effective date of your status change. You will receive a notice from RSFH/The Hartford within 30 days of your status change effective date with an option of porting or converting your life insurance.)
- Supplemental Life and AD&D Insurance (Your coverage ends on the effective date of your status change. You will receive a notice from RSFH/The Hartford within 30 days of your status change effective date with an option of porting or converting your life insurance.)
- Dependent Life and AD&D Insurance (Your coverage ends on the effective date of your status change. You will receive a notice from RSFH/The Hartford within 30 days of your status change effective date with an option of porting or converting your life insurance.)
- EIH
- PTO
Your coverage will end for medical, pharmacy, dental, and vision on the last day of the month in which your status change takes place (example: status change effective on 4/1, 4/17, or 4/30 – your coverage will end on 4/30). You will continue to have insurance deductions for these benefits until the end of the month.
EIH: The balance will be forfeited. Please refer to EIH policy 7500-03-11, section 11.16, found on Careline.
PTO: You will either forfeit the balance or it will be paid out to you the pay period of your status change. Please refer to the PTO payout guidelines in the PTO Policy 7500-03-10, section 10.28, found on Careline.
You will no longer have access to your Flexible Savings Accounts on the date of your status change.
- Health Flexible Spending Account: You have 90 days from your status change effective date to file claims against your available balance.
- Dependent Care Flexible Spending Account. You have 90 days from the last day of the year of your status change to submit claims for reimbursement.
- Submit claims to Optum Financial (formerly known as ConnectYourCare).