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IMPORTANT: If you do not elect your benefits during the annual Open Enrollment period or within 31 days of your date of hire, you will not have Roper St. Francis Healthcare health plan coverage until the next year unless you have a qualified life event as defined by the IRS.
HAVE A QUESTION?
Changes to benefits elections due to a life event must be made within 31 days of the life event effective date. Teammates must provide the necessary documentation (long-form birth certificate for child, marriage license, divorce decree, adoption papers, etc.) Teammates can make changes online at rsfbenefits.hrintouch.com or by contacting the Human Resources Benefits Team.
|Event||Action To Be Taken||If You Don't Take Action||Benefit Hints|
|New Hire||You will have no Roper St. Francis Healthcare medical, dental, or vision benefits for the current year. You will also not be able to contribute to a Flexible Spending Account during the current year. The next time you will be eligible to enroll for benefits will be the next Open Enrollment, with coverage effective the following January, unless you have a qualified life event change.||Make sure you designate a beneficiary for your 403(b) and life insurance benefits.|
|Getting Married||You must enroll your new spouse within 31 days from the date of marriage if you want to add him/her to your medical, dental or vision as of the date of the marriage.||Your next time to enroll your spouse for benefits will be the next Open Enrollment, with coverage effective the following January 1.||You may want to consider checking your life insurance beneficiary designation.|
|Having or Adopting a Child||You must enroll your new dependent within 31 days of the date of birth/adoption if you want to add your child to your medical, dental or vision plans.||Your next time to enroll your child will be the next Open Enrollment period, with coverage effective the following January 1.||You may want to consider contributing to a Dependent Day Care Flexible Spending Account.|
|Getting a Divorce||You ex-spouse will not be eligible for benefits, but you will continue paying for benefits. Your next time to remove your spouse from coverage will be the next Open Enrollment period.||Your ex-spouse will be offered COBRA only if timely notification of the divorce is given. Review your beneficiary designations.|
|Gaining or Losing Health Coverage|
**If you are losing/gaining eligibility for Medicare, Medicaid or CHIP, you have 60 days from the effective date to make changes.**
|The next time you will be eligible to enroll in or drop coverage will be the next Open Enrollment period.||If adding dependents to your coverage, you may want to contact the insurance companies for additional ID Cards.|
|Employee Status Change||The next time you will be eligible for benefits will be the next Open Enrollment period, with coverage effective the following January.||You will need to designate a beneficiary if you're eligible for Basic Life Insurance or if you're adding Life Insurance.
If adding dependents, you may want to contact the insurance companies for additional ID Cards.