Your 2019 Medical Plans
No matter which medical plan you select, you will receive the best care and the best value by using a Roper St. Francis Health Alliance network provider.
The Alliance Prime plan features fixed, low co-pays for most routine services, the lowest deductible and competitive teammate contributions. To receive coverage, you must see a provider in the Roper St. Francis Health Alliance network, which offers high-quality, coordinated care.
The Alliance Flex plan operates much like the Alliance Prime plan with fixed, low co-pays for most routine services, except you have access to providers in both the Roper St. Francis Health Alliance network and the BlueCross BlueShield nationwide network. As a result of the increased choice, deductibles and teammate contributions are higher than the Alliance Prime plan.
The Alliance Save plan, a qualified, high-deductible health plan (HDHP), gives you the opportunity to save for future healthcare costs in a tax-advantaged Health Savings Account (HSA). This plan features the lowest teammate contributions and offers the greatest choice of networks, with access to the Roper St. Francis Health Alliance network, the BlueCross BlueShield nationwide network as well as an Out-of-Network option. With a high-deductible health plan, you must meet the deductible first for coinsurance to apply to your medical expenses; however, Roper St. Francis Healthcare offsets this up-front cost by making a one-time annual contribution to an HSA.
ALLIANCE OUT OF AREA
The Alliance Out of Area plan is specifically designed for those teammates who live outside of the Tri-County area (Berkeley, Dorchester and Charleston counties). This plan features fixed, low co-pays for most routine services, except you have access to providers in both the Roper St. Francis Health Alliance network and the BlueCross BlueShield nationwide network.
Roper St. Francis Medical Plan Overview
More predictable costs for services like lab work and imaging when using Roper St. Francis Healthcare–owned facilities in the Roper St. Francis Health Alliance network
Free Preventive Mammographies and Colonoscopies
When you or your family uses the Roper St. Francis Health Alliance network in one of our Roper St. Francis Healthcare facilities, these services are free. These services are also covered 100% for Alliance Out-of-Area plan participants who use any BlueCross BlueShield provider or facility.
Dedicated Customer Service Center
Our Alliance Prime, Alliance Flex and Alliance Out-of-Area plans are traditional co-pay plans. We have lower co-pays, at just $20 for primary care providers and $60 for specialists, when you use our Roper St. Francis Health Alliance physicians.
Generous Health Savings Account (HSA) Funding
Our Alliance Save plan is a high-deductible health plan option with an HSA. Roper St. Francis Healthcare will continue to give teammates up to $1,100 for their HSAs.