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IMPORTANT: If you do not elect your benefits during the annual Open Enrollment period or within 31 days of your date of hire, you will not have Roper St. Francis health plan coverage until the next year unless you have a qualified life event.
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Your 2018 Medical Plans
No matter which medical plan you select, you will receive the best care and the best value by using a Roper St. Francis Health Alliance network provider.
The Alliance Prime plan features fixed, low co-pays for most routine services, the lowest deductible and competitive teammate contributions. To receive coverage, you must see a provider in the Roper St. Francis Health Alliance network, which offers high-quality, coordinated care.
The Alliance Flex plan operates much like the Alliance Prime plan with fixed, low co-pays for most routine services, except you have access to providers in both the Roper St. Francis Health Alliance network and the BlueCross network. As a result of the increased choice, deductibles and teammate contributions are higher than the Alliance Prime plan.
The Alliance Save plan, a qualified, high-deductible health plan (HDHP), gives you the opportunity to save for future healthcare costs in a tax-advantaged Health Savings Account (HSA). This plan features the lowest teammate contributions and offers the greatest choice of networks, with access to the Roper St. Francis Health Alliance network, the BlueCross network as well as an Out-of-Network option. With a high-deductible health plan, you must meet the deductible first for coinsurance to apply to your medical expenses; however, Roper St. Francis offsets this up-front cost by making a one-time annual contribution to an HSA.
ALLIANCE OUT OF AREA
The Alliance Out of Area plan is specifically designed for those teammates who live outside of the Tri-County area (Berkeley, Charleston and Dorchester counties). This plan features fixed, low co-pays for most routine services, except you have access to providers in both the Roper St. Francis Health Alliance network and the BlueCross network.
Roper St. Francis Medical Plan Overview
Free Preventive Mammographies and Colonoscopies
Dedicated Customer Service Center
Generous Health Savings Account Funding